Stream RED — the machinery by which real estate gets built.

Where this applies:

• Small developers with 1 to 10 units in the pipeline, hiring fee-for-service advisory instead of carrying staff.
• Private landowners evaluating whether to sell, hold, or develop a parcel.
• Private investors weighing an acquisition under $5M who need independent due diligence and a defensible pro forma before close.

Best suited to projects under $10M; general-contractor procurement and commercial brokerage fall outside this stream.

Service families

Project Research and Site Selection. We test the development thesis against market, zoning, and site reality before capital commits to ground that will not perform.

Pro Forma Modelling. We build the financial model that governs the decision and stress-test the assumptions on which the project’s viability genuinely rests.

Capital Stack Structuring. We structure debt and equity into a stack the project can service, matching the cost of each layer to the risk it bears.

CMHC and Insured Financing. We prepare the project for Canada Mortgage and Housing Corporation insured financing and lead the application package, which the mortgage broker submits through the broker’s direct access to the insurer.

Preconstruction Management. We govern the interval between approval and groundbreaking, where budget, design, and schedule are reconciled or quietly set up to fail.

Construction Management. We represent the owner’s interest through construction, holding cost, schedule, and quality against the commitments the contracts record.

Project Close-Out. We bring the project to orderly completion — deficiencies, documentation, and first-year asset performance — not merely to occupancy.

The Three Tiers